SME Financing Singapore

Fast Capital for Singapore SMEs

Short-term business loans and invoice factoring from SGD 10,000 to SGD 500,000. Straightforward application, transparent terms, and approval in as little as 24 hours.

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24-Hour Approval

Fast decisions for eligible SMEs

SGD 10K–500K

Flexible loan amounts

Regulated Lender

Transparent, compliant financing

Two Ways to Finance Your Business

Short-Term Business Loan

A lump-sum loan repaid over 1–12 months. Ideal for covering operational costs, inventory, or bridging a cash flow gap.

  • Loan from SGD 10,000 to SGD 500,000
  • Repayment over 1–12 months
  • No collateral required for eligible SMEs
  • Approval in 24 hours
Learn more

Invoice Factoring

Unlock up to 90% of your outstanding invoice value immediately. Improve cash flow without adding new debt to your balance sheet.

  • Advance up to 90% of invoice value
  • Funds within 24 hours of approval
  • No new debt on your balance sheet
  • Suitable for B2B businesses
Learn more

Ready to Apply?

Submit your application online in minutes. Our team will review your details and get back to you within 24 hours.

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One United Asia Capital

Empowering Singapore businesses with fast, flexible financing solutions tailored to your growth.

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Have a financing enquiry? Our team responds within one business day.

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Disclaimer: All financing applications are subject to credit assessment and approval. Interest rates, fees, and terms are subject to change. Applicants are advised to read all loan agreements carefully before signing. This website is for informational purposes only and does not constitute financial advice.

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